Whenever someone asks me for advice on planning a great vacation, I just cannot stress enough the importance of getting some travel insurance. It is the one thing that will ensure that your vacation does not get ruined if you fall sick, lose some important papers or your luggage. A lot of people think of it as wasted money or something to get only if you have a lot of money, but there are lots of cheap travel insurance companies out there who can provide you with all all the amenities of traveling without any worries. This is a great option for the adventurous traveler who wants to travel without too much of a plan and go for treks and backpacking adventures.
The other thing to note is that if you buy travel insurance direct from the insurance company, it will save you money instead of buying it from your travel agent or from some other source. For budget conscious travelers this is a great option. Just having a backup while you are away from home, out of your comfort zone is a great relief and is a sure way to ensure that you have an enjoyable vacation. Another key factor is to ensure that the agency that you get your insurance with is well networked and easily available in the places that you will be traveling to. Don't mess with your vacation, get travel insurance before you head out!